The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it.

It is becoming very common to see many franchise motor dealers offering low rate finance deals on purchases of brand new cars. Rates as low as 1.00% have been available in recent times.

But have you heard the old saying “you don’t get anything for FREE!” Well the reality is – you don’t!!!

So who is really paying for you to have a 1.00% rate car loan? You guessed it…...YOU ARE!

Before you rush out and sign on the dotted line, it is important to understand what is happening behind the scenes with these low rate finance packages.

Selecting a home loan is one of the biggest financial decisions many people make.  Using a mortgage broker from Direct Financial helps you choose the right loan, saving you considerable time and resulting in huge savings.

Here we answer our clients top 10 home loan questions to help you get started.